Adjustable-Rate Mortgage (ARM)
Conforming Loans
FHA, VA & USDA Loans
Jumbo and Super Jumbo Loans
3/1, 5/1, 5/5, 7/1 and 10/1 ARM options
Adjustable-rate mortgages (known in the industry as ARMs) are different from fixed-rate mortgages in a few key ways. While the interest rate on fixed-rate mortgages stays the same for the life of the loan, an ARM adjusts as the loan matures over the years. Initially, an ARM loan will start out with a lower interest rate mortgage, and because of this they can be great for buyers who aren't considering staying in the house for a long time, or if you're intent on buying a little more house than you might be able to handle now with the expectation that your earnings will increase over the years.
If you're not sure where you belong in the wide world of loans, don't worry -- we're specialists that are experts at finding the right fit for you.
If you're ready to see if you qualify, click here.
Here’s how our home loan process works:
Buying a home is one of the most exciting moments in life but, let's be honest, it can be a little scary too. Good thing we have a tailored approach to getting you into the perfect loan that makes the most sense for your situation.
With rates at historic lows, now is a great time for many to take advantage of a refinance. Lower your monthly payment, or look into paying your house off quicker. We are here to answer any questions you have.
The Greek philosopher Heraclitus said, "The only constant in life is that it changes." It was as true in ancient Greece as it is now. When your home is ready for a Homer sized upgrade, we are here to help you get there.
Arizona Mortgage Broker License number (MB - 1016275)
TEXAS MORTGAGE BROKER DISCLOSURE
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
